![]() ![]() Instead of awarding cash back all at once as most cards do, the Citi® Double Cash Card works a little differently. The Citi® Double Cash Card is simple in that it doesn't require you to keep track of bonus categories - you'll earn the same cash-back rewards rate on every purchase you make. How to Earn Cash Back With the Citi Double Cash Card There's no guarantee that a welcome bonus will ever return - they have been few and far between. ![]() It almost always doesn't, but it has offered a modest limited-time cash back welcome bonus a couple of times in the past. Citi Double Cash Card Rewards Citi Double Cash Welcome BonusĬurrently, the Citi® Double Cash Card does not have a welcome bonus offer. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay. These cards won't be worth it if you're paying interest or late fees. We're focused here on the rewards and perks that come with each card. The Citi® Double Cash Card offers a 0% intro APR on balance transfers for 18 months, then a 19.24% - 29.24% Variable APR, which can save you money if you're looking to consolidate debt or move a balance from a high-interest credit card. It's an ideal card for those who want a solid cash back rate without having to keep track of bonus categories or spending caps.īecause it has no annual fee, the Citi® Double Cash Card is a great option as a long-term "keeper card" - both for its strong cash back earning and because your average account age is a factor in calculating your credit score. And there's no limit to what you can earn, which puts the card high on our list of the best 2% cash back credit cards. With the Citi® Double Cash Card, you'll earn 2 points per dollar - effectively 2% cash back - on all purchases (1 point per dollar when you make a purchase, and 1 point per dollar when you pay it off). That's why the Citi® Double Cash Card is so noteworthy. Many of the best cash back credit cards give you 1.5% back on your spending without an annual fee, but few surpass that earning threshold for every single purchase. Citi Double Cash Card Review: Is It the Best Credit Card for You?
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